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Posts Tagged ‘Time’

Where can I get a first time home loan with very bad credit and little to no money down?

07 Jun

My husband makes pretty good money and we are trying to reestablish our credit by making payments on a car. Most of the things on our credit reports are for old credit cards that only had low limits and medical bills. We live in a mobile home right now that is supposed to be a buy for program, but the lender closed and sold it to another company and they say they don’t know anything about it. The actual loan is in my husband’s sister’s name, but we make all the payments and even pay the taxes every year on it. We also carry the insurance for it. I don’t know if a home lender would consider this information when we try to appy for a mortgage? We’ve also considered maybe owner financing homes, but we want to live in a rural area and have some acreage and I don’t know if there are many people selling their homes like this in these areas? I hope that someone can help me.

 
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What types of loans are out thier for first time home owenrs with good credit?

07 Jun

What types of loans are out thier for first time home owenrs with good credit? The place that I want to buy is about $185 can I still get a zero down loan? If not what is the next best thing?

 
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when you apply for a first time buyer home loan, how exactly does it work? A down payment on the loan?

03 Jun

what exactly are they financing you for? I don’t really understand how a home loan works. I believe it has to do with the purchase price of the house also but not sure. Can anyone help?

 
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Will a home equity loan qualify us for the 1st time buyer tax credit?

01 Jun

We were put on the deed of a home while we were “renting to own” (1 yr) then all of a sudden the landlord wanted the rest of the cash. So we got out a home equity loan with the house to pay him what we owed him. Would this qualify us for the First-Time Buyer Tax Credit?

 
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How much time does it usually take for the home loan process ?

31 May

I have put an offer for a home.

I wanted to start the home loan process. Usually how long does it take for the home loan to finish.

Small banks or big banks time frame, for a 160K loan with 25% down and excellent fico score.

 
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Qualified for First Time Home Buyers Credit?

31 May

So my husband and I got a construction loan and our loan officer worked it into a refinance for us to purchase the mortgage. We are first time home buyers (builders)…does anyone know if we are disqualified from the $8 tax credit because we worked this loan as a refinance? Or is it just plain and simple if you are first time home buyers, you get the credit? Any sources of information are appreciated.

 

do pro fence installers usually build privacy fences one board at a time?

28 May

i asked one if he built the panels on-site or before going out to the job(or just bought them, which is how the conversation began). he said, “**** no!”, that he put his posts, runners and then just started putting on the pickets.
i was thinking this would be more precise as pre-made panels have to have gaps to account for rise and fall along the run…and does anybody have experience with oz-post?

 

How much time can I cut off my home loan by making a payment every two weeks instead of once a month?

27 May

For instance my payment is 600 a month and I pay 300 every two weeks.

 
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who is the best home loan lender for first time buyer in michigan?

24 May

first of all i am active duty in the marine corps (2 years left), i dont want to use my va loan yet. my credit is not great and i do not have much to put down only a couple thousand. what should i do? thank you
my credit score is 660, is that bad.

 
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As a real estate broker Can i get FHA Loan 100 % financing, which is for first time home buyer ?

24 May

As a real estate broker Can i get FHA Loan 100 % financing, which is for first time home buyer ?

 
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Is it a good time to refinance a home loan in Detroit, Michigan?

23 May

What are the drawbacks? Loan is for about $35,000.00

 
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When should I turn on the water supply for a new construction Building during the winter time?

20 May

I am buying a new construction building now. Since there is no one living in the building now. The water supply was shut off buz the builder don’t want to have the water pipe fronzen during the winter. The closing day is next week( it is still freeze out there) The water still remain off, when should I ask the sellor turn on the water supply? Should it before or after the closing?

 
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Need to refinance home loan-only work part time & 2 credit card accts have been turned to collections -help!?

17 May

Have lived in house 14 years, so there should be some equity and I have been late on house pymnt TWICE in 14 years.

 
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1st time buyer and planning on buying a home with KB Homes. I need tips, suggestions, precautions..?

17 May

Ok I’m a first time home buyer and I’m also in the process of buying a brand new home from KB Homes in Lancaster,CA. The total cost for the home is $137,000 and I have been pre-aproved but I wasn’t told for how much the loanwould be. I was told that my total downpayment would be between $10,000 to $12,000 I have given my information and also just recently gave $3000 to start the process of the paperwork and etc I was also told that if I decide to stop the paper work or just cancel everything I would loose my $3000, but heres what I found “fishy” from them I wasn’t told about programs that they are for 1st time home buyers, loan options,.Now heres were I need help from you guys or tips, suggestions or precautions that I should know or do before signing the closing papers.

1. Is there any possible way that I can bring a RE agent to help me with the closing papers and tell me whats right or not right for me?
2. Do I have an option to shop for a Loan from another lender besides Countrywide?
3. Has anyone purchase a home form them and had any bad or good experiences?

Every response, tips, suggestions will be helpful..thankx

 
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Can anyone offer me information on a home loan with no down payment for first time home buyers?

14 May

Were looking at homes in our area and considering buying. Can anyone tell me of a loan that is available for first time buyers with good credit and excellent rental history that would have no down payment???
I live in Las Vegas.
MAPS I would like to email you but it says you do not accept emails. Anyone who has info for us please feel free to email me. Bittercup84@yahoo.com Thanks

 
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