This is if I am on title, credit scores are similar. Is there some sort of addendum that can be done like when you take over payments of a car note.
Posts Tagged ‘Home’
Is refinancing your home possible with bad credit?
26
Aug
I entered into a Debt management plan a couple of months ago to consolidate my bills, my credit was over exstended and to keep from getting behind we entered this program. I now realize that I could probally refinance my home and borrow on the equity to pay off debt. My home is owner finance, it was just appraised for $111,000 and we only owe $39,000 on it. What I am wondering is if it is possible to get a refinance or home equity loan with no or bad credit? If so where?
Which would be better for us, taking out a home equity loan or refinancing?
19
Aug
My husband and I want to take about $15,000 to pay off debt and renovate our home, which we just purchased last July. Our current interest rate is 7.25% and we owe about 65k on our home that appraised at 100k. The problem is that our credit is not great and not well established. Which would be the best option for us, home equity loan or refinance?
Share ideas on refinancing 2nd loan Home Equity Line of Credit?
13
Aug
Existing mortgage: 80-20. No equity. 1 year since purchase. 2nd loan home equity line of credit has variable APR. Please share ideas to refinance 2nd loan and also consolidate other loan.
Why is it so hard to obtain a Veterans loan for home refinancing in Mass?
06
Aug
My husband who is a US Navy veteran cannot find a bank or a mortgage company that is willing to refinance our home without a problem or a scam. Where else can he turn for help?
Refinancing home loan?
31
Jul
A friend and I have purchased a house about a year ago. We went in 50/50. We were informed that our interest rate has lowered and we are eligible to refinance the loan. My question is, I would like to move back home and allow my friends girlfriend to take my place on the mortgage so I can be free of the financial burden of the house and move, first, is this an actual option for me, and secondly, is there a buyout payment that I should be asking for? Thanks, hope I made sense.
refinancing a principle loan, but not home equity loan, why would we have to pay a subordination fee?
18
Jul
Why do you pay a subordination fee when refinancing, when your refinance does not include your home equity loan?
Is Quicken Loans Inc. a safe and upright lender for refinancing a home?
11
Jul
Has anyone had any surprises at closing?
What is the difference between affordable home loan modification and refinancing.?
04
Jul
Does loan modification cost me more than loan refinancing. Is the loan provider interested in doing loan modification.
consolidating loans credit cards/refinancing home?
28
Jun
I found out a couple of weeks ago that we had two mortgages on my house, something called 80/20. We were having a hard time paying some credit cards so i’m thinking of consolidating them and refinancing my home through wells fargo, I understand about refinancing but their telling us the equity on the home will help pay those credit cards. Can anyone give me more information about this, is this a right way to go? or is their a catch to it?
How does home equity loan qualification works if you have bad credit? ?
09
Jun
My credit isn’t perfect and I want to get a home equity loan. What are the qualifications? What lenders look at if you have bad credit? How can i increase the chances of getting one, without waiting for credit to go up?
Would appreciate if you can answers even one question. I am desparate for good information. Thanks!
is it possible to get a new home loan with a credit score of like a 350?
09
Jun
i know someone who has a really low credit scre thats like in the 300-400 range and they really need to get a home loan is it even possible for them to get one in the next month without having to pay off all there debt at once?
Built a new home contract not honored?
09
Jun
Closed on a new home before it was contractualy finished. Builder now says he will not compleat many of the items. What course of action do I have in the State Of New Mexico short of a civil suit??? I have contacted NMCID the attorney general page clearly states it will not act on real estate or land matters. I have wrote the Lt Governor. If I go to civil court even when I win there is no assurance that I will recieve the settlement awarded. Can I lean on the builders property? The person representing the construction company does not have a contractors liscense the qualified party I have not even met. What can I do????????